Through our underwriting partnerships we provide coverage exclusive to B&B establishments and smaller guesthouses with a combined asset value up to R10 000 000 and an annual turnover up to R5 000 000. The establishment should be manager/owner run with a maximum of 16 rooms. Coverage is broad, and includes many optional extras not found in other similar products, including booking cancellation losses, theft of guests’ personal effects (subject to specified limits), accidental damage to glass, televisions, audiovisual equipment and computers. All risks cover (including power surge) is available on specified computer equipment. Personal accident and liability cover can also be included, as can motor coverage, fidelity, loss of income and commercial thatch risk premises (subject of course to a satisfactory risk survey!)