SPECIALIST LIABILITIES & NICHE PRODUCTS

Liability insurance is vital for any company – it is designed generally to protect you and your employees in the event that you’re found legally responsible for third party property damage or bodily injury caused during the course of your business, or possibly due to negligence. Unlike most other forms of short term insurance cover, liability insurance generally does not cover damage or loss of your own assets or goods – please see the specialist covers listed below for a more complete summary.

  • Cyber Liabilities
  • Data extortion
  • Technology & miscellaneous E&O
  • Multimedia liability
  • Security & privacy liability
  • Data recovery & loss of business income
  • Defamation/Libel and Slander
  • Extortion/Kidnap and Ransom
  • Inefficacy/Financial Loss
  • Product Recall
  • Product Guarantee
  • Professional Indemnity Cover
  • Pollution Cover
  • Umbrella Liability
  • Guarantees as an alternative to bank-issued guarantees
  • Guarantees such as bid bonds,supply guarantees, performance bonds,court bonds and custom bonds
  • Privacy regulatory defence & penalties
  • Crisis management costs, including customer notification, support and credit monitoring expenses
  • Directors and Officers Liability