Our head office is in Pietermaritzburg, although we have clients throughout South Africa and branch offices in Ballito, Greytown and Creighton. Our mission and driving force is helping clients manage risk – we do this by insuring their assets through the best insurance companies, using the most appropriate products. As a progressive, dynamic company, customer service comes first, whether the clients are individuals or corporate entities
We offer a range of products and services to Domestic, Corporate & Commercial, Hospitality, Agricultural, Marine, Construction & Engineering markets and certain Specialist Liabilities and Niche products.
Our reputation in the industry is impeccable, and we pride ourselves on our ability to consult with our clients on all aspects of personal and business risk management in order to ensure their needs are comprehensively met.
The Merriam-Webster dictionary defines insurance as “coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril” – methods for transferring or distributing risk were practiced by Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC, respectively. Chinese merchants travelling treacherous river rapids would redistribute their wares across many vessels to limit the loss due to any single vessel’s capsizing. The Babylonians developed a system which was recorded in the famous Code of Hammurabi, c. 1750 BC, and practiced by early Mediterranean sailing merchants – if a merchant received a loan to fund his shipment, he would pay the lender an additional sum in exchange for the lender’s guarantee to cancel the loan should the shipment be stolen or lost at sea.
We have come a long way since then, but the basic principles of insurance remain the same – one cannot eliminate risk, but with the right broking partner, it can certainly be managed effectively !